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WebApr 7, 2024 · How a Fixed Annuity works. A Fixed Annuity provides a fixed interest rate that offers a high level of predictability, along with flexible payment choices including the option for lifetime income. Features of Fixed Annuities. Rate of interest is guaranteed for a specific period of time. Protection from market downturns. WebApr 10, 2024 · Fixed index annuities have two phases: The first is the accumulation phase, during which your annuity can earn interest and grow tax-deferred. You buy a fixed index annuity. An annuity is simply a … WebApr 10, 2024 · Fixed index annuities: potential plus protection. Fixed index annuities can help you accumulate money for retirement and provide guaranteed income after you retire. A fixed index annuity may be a good … signal root mean square